Choosing when to file for Social Security isn't about hitting age 62, 67, or 70—it's personal. Here's how to find the best filing age for you and your spouse.

Contributions to retirement accounts like 401(k)s must be made by Dec. 31, while contributions to individual retirement ...

The most obvious cost of claiming Social Security at 62 is a permanently reduced monthly benefit. If you file for Social Security at full retirement age, which is 67 for people born in 1960 or later, ...

More than a quarter of Americans first claim Social Security benefits at age 62, permanently diminishing their retirement payments.

Retirement expert Brett Goldstein launches The 5500 Project, which is a petition to urge Congress to lower six figure ...

On a basic level, the monthly Social Security benefit you're entitled to in retirement is based on your earnings history -- specifically, the amount of money you made during your 35 highest-paid years ...

For married couples with unequal historical earnings, it may make sense for the lower income spouse to file for Social Security benefits early or before the higher earner. Ultimately, deciding when to ...

Nearly 70% of U.S. adults receiving Social Security say they've had to make lifestyle changes as a result of cost-of-living increases outpacing their benefits, according to a 2025 survey from the ...

As 2025 draws to a close, many Americans are preparing to step away from the workforce and begin collecting Social Security in 2026. But while the new year often feels like a natural transition point, ...