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1 in 4 new car trade-ins are now ‘underwater’ — a 4-year high as more owners drag major debt into new buys. Here’s how to avoid drowning in auto loans

A growing share of car owners are underwater on their auto loans, reports the car-buying resource Edmunds. According to a second quarter report, 26.6% of trade-ins toward new-car purchases had ...
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Many Americans are underwater on their car trade-ins and a growing number now owe record amounts. Should you be waiting to buy?

For years, car buyers have watched prices skyrocket and loan terms lengthen. Now, new data shows just how many drivers are feeling the squeeze. In the fourth quarter of 2025, 29.3% of trade-ins toward ...